How Regional Insurers Can Leverage Usage-Based Motor Insurance to Compete in a Digital Era

Sun, 21 Sep 2025 20:35:43 +0000

The landscape of auto insurance is rapidly changing, with usage-based motor insurance (UBI) playing a pivotal role in the transformation. UBI offers a personalized pricing model based on how and when a driver uses their vehicle, offering both consumers and insurers a more accurate way to assess risk. While large national carriers like Progressive and Allstate have capitalized on this trend, regional insurers are uniquely positioned to take advantage of the growing demand for usage-based motor insurance. In this blog, we explore how regional carriers can tap into this evolving market, leverage their local knowledge, and meet the needs of today's drivers.